Check how much student loans i owe

Share your feedback. Send feedback to the editorial team. Rate this Article. Thank You for your feedback! Something went wrong. Please try again later. Best Of. Student Loan Basics. More from. Information provided on Forbes Advisor is for educational purposes only.

Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.

Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. Dori Zinn Contributor. Rachel Witkowski Editor. The Forbes Advisor editorial team is independent and objective. Terms and conditions apply. There is a limit of one bonus per borrower.

This offer is not valid for current Earnest clients who refinance their existing Earnest loans, clients who have previously received a bonus, or with any other bonus offers received from Earnest via this or any other channel. Actual rate and available repayment terms will vary based on your income.

Fixed rates range from 2. Variable rates range from 1. Your rate will be calculated each month by adding a margin between 2. You can take advantage of the Auto Pay interest rate reduction by setting up and maintaining active and automatic ACH withdrawal of your loan payment.

The interest rate reduction for Auto Pay will be available only while your loan is enrolled in Auto Pay. Interest rate incentives for utilizing Auto Pay may not be combined with certain private student loan repayment programs that also offer an interest rate reduction. For multi-party loans, only one party may enroll in Auto Pay. Earnest clients may skip one payment every 12 months. The interest accrued during the skipped month will result in an increase in your remaining minimum payment.

The final payoff date on your loan will be extended by the length of the skipped payment periods. Please be aware that a skipped payment does count toward the forbearance limits. Your monthly payment and total loan cost may increase as a result of postponing your payment and extending your term. These examples provide estimates based on payments beginning immediately upon loan disbursement.

For a variable loan, after your starting rate is set, your rate will then vary with the market. Your actual repayment terms may vary. Terms and Conditions apply. These examples provide estimates based on the Deferred Repayment option, meaning you make no payments while enrolled in school and during the separation period of 9 billing periods thereafter.

California Financing Law License Visit earnest. One American Bank, S. Offers from Laurel Road cannot be combined. This offer is not valid for current Laurel Road clients who refinance their existing Laurel Road loans, clients who have previously received a bonus, or with any other bonus offers received from Laurel Road via this or any other channel.

The amount of the bonus will depend on the total loan amount disbursed. In order to receive this bonus, customers will be required to complete and submit a W9 form with all required documents.

Taxes are the sole responsibility of the recipient. This offer is not valid for current ELFI customers who refinance their existing ELFI loans, customers who have previously received a bonus, or with any other bonus offers received from ELFI via this or any other channel. If the applicant was referred using the referral bonus, they will not receive the bonus provided via the referring party.

If the applicant becomes an ELFI customer, they may participate in the referral bonus by becoming the referring party. Additional terms and conditions apply. This offer is not valid for current Splash customers who refinance their existing Splash loans, customers who have previously received a bonus, or with any other bonus offers received from Splash via this or any other channel.

Unless required to be lower to comply with applicable law, Variable Interest rates on 5-, 7-, and year terms are capped at 8. Your actual rate will be within the range of rates listed above and will depend on the term you select, evaluation of your creditworthiness, income, presence of a co-signer and a variety of other factors.

Lowest rates reserved for the most creditworthy borrowers. For the SoFi variable-rate product, the variable interest rate for a given month is derived by adding a margin to the day average SOFR index, published two business days preceding such calendar month, rounded up to the nearest one hundredth of one percent 0.

To make things even more confusing, your loans can sometimes change hands. Some lenders will sell your loans or transfer them to other loan servicers, so who you originally had as a loan servicer may no longer be the right one. If you have federal student loans, there are a couple of different ways to track down your balance. The staff there can look up your past loan information, including what you originally borrowed and who the loan servicer was.

With that information, you can contact the servicer to get your current loan balance. Compare Rates Now. Once you know how much you owe and who your loan servicers are, you can come up with a repayment plan that works for you. Use the slider to see how increasing your payments can change the payoff date.

Does refinancing make sense for you?